Our Services

VPFS begins by listening to you.  What is your current situation?  What are your personal goals and objectives regarding your lifestyle, your children`s future, and your own retirement?  We will help you quantify those goals in financial terms and set up a time frame in which to achieve them.

Some clients require comprehensive financial planning, and VPFS has among its staff qualified financial planners. If appropriate, a financial planner will review your financial documents, including investment statements, balance sheet, retirement plan summaries, insurance, mortgages, wills and trusts. Over the coming months, your planner will meet with you regularly to address the specific elements of your financial plan.


These elements may include: 
 

•  Improving spending and savings patterns. 
•  Developing your risk management strategy. 
•  Creating an investment policy based on your risk tolerance. 
•  Implementing a balanced asset allocation. 
• Choosing savings and investment vehicles. 
• Analyzing employee benefit plans. 
• Setting a realistic retirement timetable.  
• Quantifying retirement funding needs.
•  Coordinating estate planning arrangements.

At each stage, VPFS considers tax opportunities and consequences.  We coordinate the efforts of your legal, tax, and other advisors to ensure a cohesive strategy.
 

Through the years, VPFS will continue to work with you to implement and update your financial plan as circumstances change.